Shopaholic and Baby

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It was a great pleasure to meet you and Luke the other day, and I look forward to taking on the role as your family financial adviser.

I am in the process of setting up banking arrangements and a trust fund for your unborn child. In due course we can discuss what investments you and your husband might make in the baby’s name.

I look forward to getting to know you better over the coming months; please do not hesitate to contact me on any matter, no matter how small.

Yours sincerely,

Kenneth Prendergast

Family Investment Specialist

KENNETH PRENDERGAST

Prendergast de Witt Connell Financial Advisers

Forward House 394 High Holborn

London WC1V 7EX

Mrs R Brandon 37 Maida Vale Mansions Maida Vale

London NW6 0YF

1 August 2003

Dear Mrs. Brandon,

Thank you for your letter. In answer to your question, yes, there will be an overdraft facility on the baby’s bank account — although, naturally, I would not expect it to be used!

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