Death Benefits

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On a pleasant Friday afternoon in June, best-selling author Jack Henry sat in the study of his Upper East Side townhouse. He had put his creative writing aside and was now focused on his finances-bills, income projections, royalty statements, and pending deals.

After a few hours, he was coming to the realization that he was on the brink of insolvency. Bankruptcy. “Holy shit.”

It just didn’t seem possible. He was rich and famous. How could he be broke?

Well, because the money going out was greater than the money coming in. That’s how. Actually, he’d known about this problem for some time. But through a process of denial, disbelief, and maybe a little arrogance, he’d put off the inevitable conclusion, which now stared him in the face. “You’re broke,” he said aloud. “You have no money. You’re screwed.”

He opened the lower left drawer of his desk, pulled out a bottle of Remy Martin, and took a swig.

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